The reforms are intended to reduce the number of whiplash claims and the costs incurred by the insurance industry. They reduce compensation awards significantly from those that remain unaffected by the reforms (pedestrians, cyclists, etc) and they will, in most cases, mean you cannot instruct solicitors to help you bring your claim because you cannot include a claim for any legal fees or costs.
If you are unlucky enough to be involved in an accident while you were driving or a passenger in a car on or after 31 May 2021 you are required to make your claim through a new Official Injury Claim Online Portal. The Portal in an online service which, once you are registered, allows you to submit details of your claim, arrange medical evidence and communicate with the third party insurance company. Your claim may leave this Portal if liability is denied or there is evidence that your injuries are more severe than first thought.
Since it is no longer possible to recover legal costs in whiplash claims, it is no longer financially viable for Waring & Co Solicitors to help under the terms of a ‘No Win No Fee’ arrangement or for us to ask you, as the innocent motorist, to fund the costs we would incur. However, if you have suffered non-whiplash injuries or you’re a vulnerable road user (pedestrian, cyclist, motorcyclist, etc) then Waring & Co. Solicitors will remain happy to assist you.