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Personal Injury

If you have suffered an accident or personal injury that was not your fault, you may be entitled to pursue a claim for compensation. Waring & Co have a wealth of experience in the field of personal injury work, employing a specialist team of dedicated and experienced personal injury lawyers, who will assist and advise you upon your compensation claim.

From the very outset of your claim, we work to make the whole process of pursuing a claim straightforward and easily understood. We negotiate the highest awards of compensation to our clients, in excess of millions of pounds every year.

We work with cases such as

  • Accident at work
  • Accident as a pedestrian
  • Accident as a cyclist
  • Accident as a motorcyclist
  • Road traffic accident
  • Road traffic accident (passenger)
  • Accident on Holiday
  • Slip, Trips and fall.
  • Accident in a public place
  • Industrial diseases
  • Accident claims children
  • Uninsured Motorist Claims
  • Assault and Battery Claims
  • Claims for acts of terrorism

You can read further on some of these sections by clicking on some examples on the left menu bar.

The Funding of your Personal Injury Claim

People are often intrigued as to how personal injury claims are paid for. There are horror stories from people being awarded thousands of pounds, only to find they are left with as little as twenty to thirty pounds at the end of the claim.

No Cost Compensation.

There is no cost to you throughout your claim for compensation. Every penny of compensation awarded to you will be kept by you.

Who pays us?

We are paid from the person or body at fault’s insurance company. They pay your compensation and our fees for working with you. That is why we do not have to charge you anything. As long as we have your full cooperation and support throughout the claim we will never ever charge you.

Legal Expenses Insurance

On taking out motor insurance, you may well have been offered legal expenses insurance which covers your legal expenses should you wish to pursue a claim arising from a motor accident. Your home insurance policy can also carry legal expenses insurance. Any claim for personal injury will not push up the premium on your main policy, legal expenses insurance is just an appendix to that policy.

Many such policies limit your choice of solicitors, as most insurers have arrangements with solicitors for the provision of claims made under legal expenses insurance policies. You can still opt to choose any solicitor that you like, preferably one with the relevant experience and success in their field.

Simply it is an insurance policy paid for by the solicitors pursuing your claim. The solicitor will incur costs by working for you and the Legal expenses will pay for these should the claim fail, meaning you don’t have to pay a penny out of your compensation.

Conditional Fee Agreement

Conditional fee agreement, in very brief terms, is the formal term for a no win no fee agreement. It is simply an agreement between you and your solicitors that he will pursue your personal injury claim against the party that caused the accident on the understanding that if the claim does not succeed he will not charge you for his costs but if the case is successful he can charge the third party for his costs and a success fee which you and they agree from the beginning.

Commonly known as a "no win no fee" agreement a conditional fee agreement, or CFA as an abbreviation is an agreement whereby if you win your claim you will be paid all of your compensation, and we are paid all of our costs by the losing party. If you lose, both you and your solicitor will not receive any monies. A "no win no fee" agreement can sound confusing, and the phrase suggests that if you are successful then you will have to pay the solicitor out of your costs. This is a little misleading, as we claim our costs owed to us on top of what you are awarded. You do not have to pay us from your compensation; for example if you are awarded £10,000 then you will keep £10,000. Our fees will be recovered by the third party insurance company.*

If there are is an aspect of a no win no fee agreement you would like to ask us about, then please contact us.

* We cannot offer no win no fee agreements on claims for criminal injuries or hit and run incidents.